Blog

  • Home Maintenance Tips for Spring

    Good Maintenance practices help protect the value of your home. Spring and summer are an ideal time to assess damage from the winter and make necessary repairs to prepare for months ahead. Inspect roof for damage (cracking or leaking) Clean gutters and downspouts. Monitor basement humidity. Use a dehumidifier to maintain a safe, relative humidity. Open valves to outside hose connections. Clean/replace air filters every 2 months. Vacuum clothes dryer lint from duct. Position BBQ 3 feet away from

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  • Top Tips to a Safe Memorial Day Weekend

    The unofficial “kickoff” to summer is almost here. While we hope everyone fun this coming Memorial Day weekend. Here’s some tips for you and your family for the holiday weekend. Tip 1: Food Safety — Refrigerate all perishable food within 2 hours, 1 hour if the temperature outside is above 90 degrees. Tip 2: Grill Safety — Consumers should thoroughly clean the grill, check the tubes leading into the burner, replace any connectors which can lead to a gas leak and do not use a grill in a garage,

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  • Underground Utility Line Coverage

    An underground power line providing electrical service to the home significantly deteriorated over time and resulted in arcing. The underground power line had to be excavated and replaced due to extensive damage discovered during the repair work. Property Damage: $7,800 - YIKES!This type of loss is excluded on a typical Homeowner’s policy. BUT – with the Utility Line Coverage, the Homeowner has protection. Other Covered Perils with this form are: Wear and tear Rust Corrosion Decay Deteriorati

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  • Poisoning Prevention

    Every day, over 300 children in the United States ages 0 to 19 are treated in an emergency department, and two children die, as a result of being poisoned. Key Prevention Tips Lock them up and away. Keep medicines and toxic products, such cleaning solutions and detergent pods, in their original packaging where children can’t see or get them. Know the number. Put the nationwide poison control center phone number, 1-800-222-1222, on or near every telephone in your home and program it into your

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  • How Does a Little Flame Become So Dangerous?

    There’s a special beauty and tranquility to candles, but a lighted candle is also a potential fire hazard if not carefully monitored.  The winter holidays and New Year’s Eve are peak times for candle fires, so be sure to exercise caution when celebrating with open flames. Place lighted candles where they won’t be knocked over by children, pets or anyone else. Always keep burning candles within sight, and always extinguish them before leaving the room or going to sleep. Keep candles away from cu

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  • What is Identity Theft?

    You've heard the term "Identity Theft" about a thousand times, but do you really know what getting your identity stolen entails? It's like Catch Me If You Can! Identity theft is when criminals steal your personal information, such as your full name or Social Security Number, to commit fraud, including applying for credit, getting medical services, or filing taxes. There are several different types of identity theft, ranging from stealing your health insurance information to creating phony socia

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  • Tis the Season

    With Christmas and New Year’s right around the corner many people are getting ready for their annual holiday parties. However, hosts need to take steps to limit their liability before the party begins. Provide plenty of outdoor lighting so guests see the walk-ways. Keep pathways and steps clear of snow/ice to prevent falling. Never leave cooking food unattended on the stove or outside grill. Encourage guests to pick a designated driver who will refrain from drinking alcoholic beverages. Have no

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  • Smoke Alarm Placement

    The National Fire Protection Association recommends homes should have smoke alarms installed inside every bedroom, outside each sleeping area and on every level of the home, including the basement. You can help protect your family in a home fire with smoke alarms. Install smoke alarms on each level of your house (including the basement), outside each sleeping area, and inside each bedroom. Test each smoke alarm every month to make sure it is working correctly by pushing the test button with y

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