Blog

  • Air Conditioning Systems

    Spring is in full swing with warmer weather just around the corner. Prior to awakening your air conditioner from hibernation, it's important to remember the benefits of routine maintenance. Air conditioners are found in 90 percent of U.S. homes, but how much time is spent each year on maintenance? In 2017, nearly 42% of all homeowners equipment breakdown losses involved air conditioning units with an average loss amount of $4,250. The change of seasons is an ideal time to inspect and service yo

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  • ID Theft

    Every two seconds there’s a new victim of identity fraud. We can provide our customers with the protection needed ID Theft with LifeStages Identity Management Services — a personalized service that provides proactive education, risk-reduction strategies, identity theft protection, privacy management, and unlimited 24/7 resolution support to help fight identity theft and fraud. From a lost wallet to stolen documents to assistance with social media privacy settings. Finger Lakes offers enhancemen

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  • 5 Ways to Spring Clean Your Identity

    Just like your home, your identifying information and accounts can always benefit from a thorough once-over Spring cleaning. Documents – Now is a good time to destroy or secure old paperwork, especially if your taxes already have been filed. File or shred receipts, bank statements, medical or health insurance statements.  Invest in a quality shredder. Passwords – Change passwords on your online accounts.  It’s a good idea to do this from time to time to stay one step ahead of hackers and identi

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  • Don't Fall for Cyber Monday Scams

    Experts recommends not shopping through links you receive in your email, social media or pop-up messages. Go directly to the official website of trusted retailers. Officials also recommend avoiding sellers you are not familiar with. Watch out for imposter websites. Don't shop by using a free Wi-Fi connection. When paying, use a credit card versus a debit card. Credit cards have better fraud protection. For only $25 you can get Identity Fraud coverage added to your policy. Reach out to one of ou

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  • Ordinance & Law

    What is Ordinance & Law Coverage? With building codes continually changing, Ordinance and Law Coverage, is an important endorsement that covers the additional costs to repair damage or replace a building in the event of a covered claim. Older structures may need upgraded electrical; heating, HVAC; and plumbing units based on city codes. After a severe property loss, the first shock comes in learning that rebuilding a damaged structure so that it conforms to the latest building codes can add 50

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  • Equifax Data Breach Protection Tips

    Equifax, one of the three major consumer credit reporting agencies disclosed that hackers compromised Social Security and driver’s license numbers as well as names, birthdates, addresses and some credit cards on more than 143 million Americans. If you have a credit profile, you were probably affected. Credit reporting companies collect and sell vast troves of consumer data from your buying habits to your creditworthiness, making this quite possibly the most destructive data security breach in h

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  • Do College Students Need Renters Insurance

    Students who live on campus typically don't have to worry about renters insurance: A student who lives in on-campus housing is covered under his or her parent’s renters or homeowners insurance. Their parents' homeowner's policy should cover the loss or damage of most items. College students renting an off-campus apartment, condo, or house should have their own renter’s insurance policy. They aren’t eligible to get coverage from mom and dad’s renters or homeowners policy. Check with your Indepen

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  • Keep Bites at Bay...

    There are several ways to prevent your dog from biting: Keep your dog away from people and circumstances that stress or frighten him; keep him in a separate room or fenced yard if the situation calls for it. If your dog is possessive/aggressive around food, feed her away from other pets and people. Don't send mixed messages. Some people want aggressive guard dogs at home, but if you teach your dog that all outsiders are potential threats, don't be surprised when he bites someone-even someone to

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