Blog
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Posted at: 12/9/2015 9:05 PM
The holiday season is here! No matter if you celebrate Christmas, Hanukkah, Kwanzaa or all three, you should always make it a safe celebration. Here’s a few tips while decorating your home and yard this season. • If buying an artificial tree, look for the label “Fire Resistant.” Fire-resistant trees are less susceptible to catching fire.• If purchasing a live tree, keep the stand filled with water by refilling daily.• Place your tree at least 3 feet away from all heat sources, including firepl
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Posted at: 12/2/2015 9:07 PM
Holidays are the best time for scammers to tug on our heartstrings. The most likely place you’ll encounter them is when they rattle a collection box in front of you, either as you do your shopping or at your front door. They may use all kinds of props to fool you, wearing seasonal costumes, dress in familiar uniforms or wearing badges. If you don’t have time to check out how genuine the collector is, simply don’t give. If you want to help, find the charity name and donate directly. Also watc
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Posted at: 11/30/2015 9:08 PM
Online shoppers can find great deals on Cyber Monday, but it is also an opportunity for criminals to steal your money or identity. Avoid fraudulent Sites. Always look for an "S" in the URL because a website with a URL that starts with "https" indicates a safe and secure site. Never enter personal information as part of the buying process. (social security number, date of birth) Read retailers reviews before ordering. Avoid using your debit card for online purchases. Use a credit card, becaus
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You're Not Covered For Building Up To Code...
Posted at: 8/3/2015 8:09 PM
If a disaster covered by home insurance destroys your house, one big expense might catch you by unpleasant surprise — the cost of meeting new building codes. Most standard home insurance policies don’t cover the expense of bringing the house up to current codes if the structure didn’t meet the latest regulations before disaster struck. Finger Lakes offers coverage for Ordinance & Law. When added to your Homeowner’s policy, we will adjust covered losses to the covered building in accordance wit
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Posted at: 4/22/2015 8:10 PM
Business insurance is a necessity for even the smallest company in order to protect and maintain its financial health. You seek to control losses and prevent bodily injury and property damage. But accidents happen. Know your coverage for your business. Know what types of losses apply. Know what’s not covered. A Business Owners Policy (BOP) offers a range of coverages that small and medium sized businesses need such as these few examples: Property Insurance – For your building, equipment and in
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April Showers Bring May...Water Damage?!
Posted at: 4/7/2015 8:11 PM
Spring time seems to be a magnet for water damage. As the weather warms and the snow melts, flooding is imminent. It is much easier to protect your home from flooding than it is to clean up after your home is flooded. Just a little water in a basement or ground floor of a home can be a huge mess that is expensive and time consuming to clean up. This spring, take a few minutes to walk around the outside of your home to see if you are at risk for flooding. Inspect your gutters and downspouts for