Personal Insurance


Bed & Breakfast Insurance

Finger Lakes is proud to offer a program to provide coverage for the family owned and operated "Bed & Breakfast" operation. This program is built with a homeowners policy as the base, with other required coverages endorsed. This is a convenient and economical insurance package for the well-run popular B & B's!

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Homeowners Insurance

Finger Lakes Fire & Casualty offers a very competitive coverage package for Homeowners and Manufactured Homeowners. Our policies are competitive in price and coverages can be tailored to provide the right protection at the right price.

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Mobile Home Insurance

Finger Lakes Fire & Casualty offers many coverage options for all types of manufactured homes. Our policies are modeled after our standard homeowner program and offer all of the optional coverages.

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Farm Insurance

From the hobby farm to the 500 acre dairy farm Finger Lakes Fire & Casualty can cover it!

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Dwelling Fire Insurance

This policy is designed for 1-4 family dwellings not eligible for our other programs.

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Inland Marine Insurance

Since 1994 we have offered the additional choice of an inland marine stand alone policy.

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Landlord Insurance

Designed to provide coverage for residential rental properties our Landlord Package Policy features combined coverage for property, liability and loss of rents all on one low priced package.

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Equipment Breakdown Coverage

Homeowners Equipment Breakdown Insurance offers a simple, comprehensive and affordable solution that covers what most homeowners policies exclude.

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Umbrella Liability Policy

Supplement all of your liability coverages with an extra layer of liability protection with an Umbrella Liability Policy from Finger Lakes Fire & Casualty.

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