Blog

  • The 12 Days of Christmas Safety

    Ahhh Christmas, it's just around the corner and many are scrambling to get everything done. Here's a few safety tips for your holiday season. Clean your Chimney. Make sure your outdoor lights are meant for outdoor use. Don’t leave cooking food unattended. Turn off all indoor & outdoor lights before going to bed. Use flameless candles.                                                             Always have a working fire extinguisher in the house. Use safe ladder practices when hanging lights. K

    Read More

  • The Promise

    Let’s face it, buying insurance is not one of the most fun things to do. You spend money on it and when you leave your agent’s office, you’re most likely leaving with a folder full of papers, a magnet or a pen, and a PROMISE. What just happened here? Buying a promise feels a lot different from buying a new computer, huh? No, buying insurance is not fun, but that promise is a meaningful purchase. While it’s something you can’t see, touch or hold, if you ever need it you’ll be glad you have it.

    Read More

  • Winter Preparation

    Cooler temperatures and shorter days can only mean one thing — winter is on its way. Improve your home’s energy efficiency this fall with these smart winterizing tips. Weather-stripping for windows, a door sweep strip and some caulking can help fill any air leaks to limit energy loss. Replacing the furnace’s air filter every three months since a clogged filter can reduce the unit’s overall efficiency and lifespan. Invest in a programmable thermostat to keep the temperature low when no one is ho

    Read More

  • Prevent Halloween Accidents With These Tips

    Halloween is a fun time for children to dress up in costumes for a bit of make-believe. Whether you are transforming your home into a haunted house or simply handing out candy to your neighborhood ghouls and goblins, a quick safety check will help ensure a happy night of haunting. The following 6 Tips will assure Halloween home safety... Create a Clear Path – Make sure the path from your driveway or the sidewalk to the front door is free from obstructions or hazards so that visitors don’t stu

    Read More

  • Business Insurance Covers Your Risks

    If you are a business owner, it's important that you understand the importance of business insurance and how it can impact your enterprise. Determining your risks and making sure you have the right commercial insurance in place requires an evaluation of a wide range of factors. Your business needs may include: How you serve your customers. How many employees you have on staff. The materials or substances those employees handle. The safety of your building, equipment, and processes. The securit

    Read More

  • Sending Your Kid Off To College?

    It’s July, and many parents all over the country are faced with the fact that, soon, their child will be heading off to college. With laptops and printers being shipped off to school, it is more important than ever that students and their parents purchase the appropriate insurance protection. The type of insurance you’ll need depends on whether your child will live in a dorm, or in off-campus housing, such as an apartment. For kids living in a dorm, personal belongings will be covered under t

    Read More

  • Hot, Dry Conditions Mean Increased Fire Danger

    The Finger Lakes region is in the midst of the third-driest June since records began being kept in the 1800s.  We know the lack of rain and higher temperatures can do damage to our lawns, but did you know that it can also spark mulch fires? Mulch comes in many forms, from pine needles and grass or hay, to wood chips and shavings, to recycled, shredded rubber.  All types of mulch are flammable.  All it usually takes is some type of heat source. It could be a carelessly discarded smoking material

    Read More

  • It's Pool Season

    POOL AND SPA DRAIN SAFETY An entrapment occurs when a person, or an object attached to a person, is sucked onto a pool or spa drain and becomes stuck by the drain’s force. BE AWARE: 5 TYPES OF ENTRAPMENT Hair Entrapment Hair can become entangled in an improperly covered drain. Limb Entrapment Arms or legs can get lodged and may not be able to be pulled free from an improperly covered drain, even if the pumps are turned off. Body Entrapment Any part of the body that covers a drain can b

    Read More