Property Preparedness

Tropical storms rarely make landfall in New York, although it is common for remnants of these storms to produce heavy rainfall and flooding. Even areas well away from the coastline can be threatened by dangerous flooding, destructive winds and tornadoes from these storms. We’d like to remind you of the need to make sure that you are prepared in the case of natural disasters.

Preparing Your Property 

  • Strong winds can cause trees and branches to fall, so before the threat, trim or remove damaged trees and limbs to keep you and your property safe.
  • Secure loose rain gutters and downspouts and clear any clogged areas or debris to prevent water damage to your property.
  • Reduce property damage by inspecting the roof, windows and doors, including the garage doors to make sure they are secure and in need of no repairs.
  • Purchase a portable generator or install a generator for use during power outages.
  • Put together a disaster supply kit, including a flashlight, batteries, cash, first aid supplies, and copies of your critical information if you need to evacuate.
  • Call your insurance agent to make sure you have enough insurance to repair or even replace your home or business.  Remember, standard homeowners/business owners insurance doesn’t cover flooding.  You’ll need a separate policy for it.