Blog

  • 5 Ways to Spring Clean Your Identity

    Just like your home, your identifying information and accounts can always benefit from a thorough once-over Spring cleaning. Documents – Now is a good time to destroy or secure old paperwork, especially if your taxes already have been filed. File or shred receipts, bank statements, medical or health insurance statements.  Invest in a quality shredder. Passwords – Change passwords on your online accounts.  It’s a good idea to do this from time to time to stay one step ahead of hackers and identi

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  • Air Conditioning Systems

    Spring is in full swing with warmer weather just around the corner. Prior to awakening your air conditioner from hibernation, it's important to remember the benefits of routine maintenance. Air conditioners are found in 90 percent of U.S. homes, but how much time is spent each year on maintenance? In 2017, nearly 42% of all homeowners equipment breakdown losses involved air conditioning units with an average loss amount of $4,250. The change of seasons is an ideal time to inspect and service yo

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  • Sending Your Kid Off To College?

    It’s July, and many parents all over the country are faced with the fact that, soon, their child will be heading off to college. With laptops and printers being shipped off to school, it is more important than ever that students and their parents purchase the appropriate insurance protection. The type of insurance you’ll need depends on whether your child will live in a dorm, or in off-campus housing, such as an apartment. For kids living in a dorm, personal belongings will be covered under t

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  • Hurricane Season

    The Atlantic hurricane season is now underway. The season runs June 1, 2015 – November 30, 2015. Severe weather events are not just limited to hurricanes along the East Coast; they can occur in every state. Tropical storms rarely make landfall in New York, although it is common for remnants of these storms to produce heavy rainfall and flooding. Even areas well away from the coastline can be threatened by dangerous flooding, destructive winds and tornadoes from these storms. We’d like to remind

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  • Poisoning Prevention

    Every day, over 300 children in the United States ages 0 to 19 are treated in an emergency department, and two children die, as a result of being poisoned. Key Prevention Tips Lock them up and away. Keep medicines and toxic products, such cleaning solutions and detergent pods, in their original packaging where children can’t see or get them. Know the number. Put the nationwide poison control center phone number, 1-800-222-1222, on or near every telephone in your home and program it into your

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  • Black Friday Shopping Tips

    During Black Friday, consumers will be hitting stores and online retailers to get a head start on buying gifts. Shoppers are naturally on the hunt for deals. However, it's also a great time for scammers and cybercriminals. Here are five tips to protect your card and prevent fraud this Black Friday: 1. Avoid Deals Too Good to Be True Although you may be shopping for deals, there are some discounts or promotions that might be a scam in disguise. If you get an email from an unknown sender advert

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  • 4 Easy Identity Protection Tips

    1. Don’t give out personal information by phone or email. Financial institutions and government agencies, like the IRS, won’t ask for personal data by phone or email. 2. Use strong passwords. Make them at least eight characters, using at least one number, one letter, one symbol and one uppercase letter. 3. Secure paper documents. Never leave bills with checks inside a mailbox overnight. 4. Add Identity Fraud Endorsement to your policy. Contact your agent for more details.

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  • Recycle or Destroy?

    The most common way private information gets into the wrong hands is when it’s not handled appropriately, at home or in the workplace. When employees make personal decisions about what is private and what is not by choosing to use their recycling bin, they put your business at risk. At home, you should also shred documents that contain personally identifiable information to help prevent the risk of identity theft. Shredding devices are available at most office supply stores. Make document destru

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