YOU DO NOT HAVE TO BE A MILLIONAIRE TO BE SUED FOR A MILLION DOLLARS.
- If you operate a vehicle and get distracted while driving, you are at risk.
- If you own a swimming pool and it causes injury to someone while on your property,you are at risk.
- If you own a boat and injure a water skier while boating, you are at risk.
- If you host a party with alcohol, you are at risk.
Personal umbrella insurance is additional liability insurance. Coverage starts with limits of $1 million and offers coverage where your homeowners or auto policy coverage ends. It’s designed to pay out above your existing insurance policies. It can be added to your existing policy with just one phone call to your local agent. It’s inexpensive and easy to buy. It’s a good value for the peace of mind it gives.