Homeowners Insurance

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Your home is one of your most valuable assets, and we understand that protecting it properly requires personalized homeowners insurance that meets your unique needs.

Finger Lakes Fire & Casualty offers a very competitive coverage package for Homeowners and Manufactured Homeowners in NY state. Our policies are competitive in price and coverages can be tailored to provide the right protection at the right price!

Identity Theft support services are included on all Homeowner policies at no charge.

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What Does Homeowners Insurance Cover?

homeowners insurance ny woman looking at cracked wallA standard homeowners insurance policy from Finger Lakes Fire & Casualty includes coverage for your dwelling, personal belongings, loss of use, personal liability, medical payments, and other structures on your property.

Unlike other insurance companies that look for loopholes to deny claims, Finger Lakes Fire & Casualty actively looks for ways to cover your claim, providing peace of mind when you need it most.

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Homeowners Insurance with Identity Theft Protection

All Finger Lakes Fire & Casualty personal insurance policies include identity theft protection at no additional cost, providing you with an extra layer of protection against a growing threat.

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Manufactured Home Insurance

Finger Lakes Fire & Casualty offers many coverage options for all types of manufactured homes. Our policies are modeled after our standard homeowner program and offer all of the optional coverages found there.

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Tenants Homeowners Insurance

Don't own your home? We offer an affordable Tenants Homeowners Insurance package specifically designed for renters. These policies protect your personal belongings and provide liability coverage, even though you don't own the building.

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Since 1876, Finger Lakes Fire & Casualty Company has been trusted by Upstate NY homeowners by providing the right coverage at affordable rates.

Our independent agents will work with your budget and unique needs to provide the right coverage for you.

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