If a disaster covered by home insurance destroys your house, one big expense might catch you by unpleasant surprise — the cost of meeting new building codes.
Most standard home insurance policies don’t cover the expense of bringing the house up to current codes if the structure didn’t meet the latest regulations before disaster struck.
Finger Lakes offers coverage for Ordinance & Law. When added to your Homeowner’s policy, we will adjust covered losses to the covered building in accordance with any ordinance or law which governs repair, restoration or demolition of the building. This means that the increased cost resulting from enforcement of codes, ordinance or law would be covered. Do you have the proper coverage? Contact your agent for more information.