Commercial Lines - Standard Lines of Business
Business Owners Policy
BOPs offered by Finger Lakes Fire & Casualty Company are especially competitive in Service, Mercantile and Church classifications. In addition to our competitive rates we also offer several "extender" coverage endorsements which provide additional coverages not found in the basic policy forms. For businesses with above average building and housekeeping conditions Finger Lakes Fire & Casualty offers our "Blue Chip" coverage program which provides additional coverages at discounted rates. Speak with your Independent Agent to see how much you can save with the Finger Lakes Blue Chip Business Owner Policy.
Commercial Fire and General Liability
Many risks are not eligible for Business Owner (BOP) or the Special Multi Peril Program due to the ineligible liability exposures. These exposures may fit under this product line.
Special Mutli-Peril
For those businesses not eligible for our Business Owner Policy because of the nature of their business, we offer the flexible Special Multi Peril Policy and the Blue Chip Multi Peril Policy at very competitive rates. One of the attractive features of these policies is the ability to customize your policy to meet budget and business needs.
Inland Marine - Attached to policy
Comprehensive coverage for specific business applications. Examples of property we may cover are: hand tools, watercraft, lawn tractors, logging equipment