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Commercial Lines - Specialty Products

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FINGER LAKES FIRE & CASUALTY
6905 Route 227
P.O. Box 550
Trumansburg, New York 14886


607.387.6800
607.387.9314 (fax)
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Commercial Lines - Specialty Products


CONTRACTORS "12/PAK" PACKAGE POLICIES

Contractor Insurance Package is specifically designed for the artisan contractor. This package combines 12 essential coverages into 1 package policy.

The Craft 12/Pak policy is offered exclusively to single owner or partnerships with no employees. Speak to your Independent Agent for details.


INLAND MARINE - STAND-ALONE

Comprehensive coverages for specific business or personal property applications. Some examples of property we can cover are:

  • Livestock
  • Contractors Equipment
  • Hand Tools
  • Watercraft
  • Logging Equipment
  • Farm Equipment
  • Jewelry

BLUE CHIP SPECIAL MULTI-PERIL

This program is designed for established businesses where the owners demonstrate above average business and management skills and show pride in upkeep and maintenance. These successful business owners can take advantage of a .50 package modification in lieu of the .70 factor used in our standard SMP program.


BLUE CHIP BUSINESS OWNER

This program is designed for established businesses where the owners demonstrate above average business and management skills and show pride of ownership in upkeep and maintenance. These successful businessowners can take advantage of a 30% credit off the basic businessowner premium!


EQUIPMENT BREAKDOWN COVERAGE

No business can afford an unexpected loss from breakdown of the mechanical and electrical equipment it relies on daily. However, the majority of property policies exclude losses that arise from electrical, mechanical and pressure systems breakdown—the types of loss that could put a company out of business. Equipment breakdown coverage is designed to address these insurance gaps.

Click on the link below to watch a quick tutorial about Potential Risks, Loss Scenarios, Loss Prevention Tips.

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