About Finger Lakes Fire and Casualty     Financial FAQ's     Board of Directors     History

FAQ's

Company Financial Condition:

Dec. 31, 2006
Dec. 31, 2007
Dec. 31, 2008
Dec. 31, 2009
Direct Written Premium
$8,947,663
$9,621,459
$9,529,808
$9,494,601
Policyholder Surplus 
$12,427,917
$13,059,211
$12,751,675
$15,849,640
Admitted Assets
$20,773,857
$22,476,536
$22,578,267
$25,016,815
       


A.M. 
Best Rating: "A"
“A ... Assigned to companies which, in our opinion, have demonstrated excellent overall performance when compared to the standards established by the A.M. Best Company. A and A- companies have a strong ability to meet their obligations to policyholders over a long period of time.” 

Definition of A.M. Best’s Ratings: 

Secure Ratings:
A++, A+ Superior 
A, A- Excellent
B++, B+ Very Good

Vulnerable Ratings: 
B, B- Fair 
C++, C+  Marginal 
C, C- Weak


Reinsurance 
Finger Lakes Fire & Casualty Company is reinsured by: 

Maiden Reinsurance Company

AM Best Rating for Maiden is "A-"