About Finger Lakes Fire and Casualty     Financial FAQ's     Board of Directors     History

FAQ's

Company Financial Condition:

Dec. 31, 2005
Dec. 31, 2006
Dec. 31, 2007
Direct Written Premium
$8,215,855
$8,947,663
$9,621,459
Policyholder Surplus 
$11,023,891
$12,427,917
$13,059,211
Admitted Assets
$19,091,717
$20,773,857
$22,476,536
       


A.M. 
Best Rating: "A"
“A ... Assigned to companies which, in our opinion, have demonstrated excellent overall performance when compared to the standards established by the A.M. Best Company. A and A- companies have a strong ability to meet their obligations to policyholders over a long period of time.” 

Definition of A.M. Best’s Ratings: 

Secure Ratings:
A++, A+ Superior 
A, A- Excellent
B++, B+ Very Good

Vulnerable Ratings: 
B, B- Fair 
C++, C+  Marginal 
C, C- Weak


Reinsurance 
Finger Lakes Fire & Casualty Company is reinsured by: 

Endurance Reinsurance Corporation of America
Hamilton HM 08, Bermuda

Endurance’s A.M. Best Rating is “A”